Internal & IS Audit (CISA Certified)
Banking Risk & Vigilance Expert
Internal & IS Audit (CISA Certified)
Banking Risk & Vigilance Expert
“Empowering individuals and businesses with four decades of SBI banking expertise, marketing strategy, and strategic financial insight.”
Ram Krishan Dudeja is a distinguished banking professional and marketing consultant with the State Bank of India. His forty year journey with SBI reflects a legacy of trust, operational excellence, and transformative leadership. He joined SBI in October 1985 and grew through diverse responsibilities across branch operations, credit management, vigilance, and customer service while continuously elevating performance, governance, and people focused growth.
A Certified Associate of the Indian Institute of Bankers CAIIB and a Certified Information Systems Auditor CISA, Ram has been at the forefront of financial discipline, risk management, and technology supported banking. His extensive experience in vigilance and compliance strengthened process integrity and institutional accountability across many SBI assignments.
Following his retirement in April 2025, Ram continues to contribute his expertise to the banking ecosystem. Now empaneled as a marketing consultant with SBI, he supports business development, customer engagement, and strategic outreach initiatives that align institutional goals with real world customer needs.
Ram is also shaping a new chapter as an advisor and entrepreneur, using his domain experience to guide individuals, startups, and businesses in financial planning, digital awareness, and responsible banking practices.
A reputation built on integrity, mentorship, and result driven leadership continues to define his work. Ram Krishan Dudeja remains devoted to empowering people, strengthening financial literacy, and supporting India’s evolving banking and business landscape.
Certified Information Systems Auditor (CISA) and retired Assistant General Manager with over thirty nine years of experience in internal audit, information systems audit, vigilance, and risk management at the State Bank of India. Proven expertise in identifying fraud, income leakages, and control weaknesses across more than one hundred branches.
Strong foundation in IT audit, cybersecurity oversight, and regulatory compliance. Actively seeking audit leadership roles in financial institutions, NBFCs, consulting firms, and asset reconstruction companies.
Assistant General Manager Vigilance
State Bank of India New Delhi Aug 2024 to Apr 2025
Chief Manager and AGM Internal Audit
CAO Gandhinagar Bhopal and Panchkula Nov 2017 to Jul 2024
Manager IS Audit Information Systems Auditor
SBI Jaipur May 2008 to May 2012
Other Positions in SBI
Various locations Delhi Agra Alwar Chandigarh 1998 to 2017
Below is the document checklist for various SBI loan products. Please ensure you have all the required documents ready before applying. You can also ???? Download the Complete Checklist as PDF for easy reference.
Note: Typically no fresh property documents required if the property is already mortgaged with SBI. However, SBI may request updated valuation.
Use the resources below to download official forms and access SBI’s latest information directly.
| ???? Downloads | Description |
|---|---|
| ???? SBI Loan Document Checklist | 3-page PDF brochure covering Home Loan, Balance Transfer, Top-Up & LAP document requirements |
| ???? SBI Home Loan Application Form | Official SBI application form (PDF) — download directly from SBI’s website |
| ???? Official SBI Online Resources | Details |
|---|---|
| ❓ Home Loan FAQs | Official SBI FAQ page for home loan queries and guidance |
| ???? Loan Against Property — Details | Full SBI LAP product information — eligibility, features & process |
| ???? Current Interest Rates — LAP | Latest SBI interest rate schedule for Loan Against Property |
| ???? Current Interest Rates — Home Loans | Latest SBI Home Loan interest rates — updated regularly on official SBI website |
Jio Platforms IPO GMP Today: 21.54% – ₹30,213 करोड़ की mega mainboard IPO 21 अक्टूबर से खुल रही है, और आज के digest में कुल 7 IPOs cover हो रहे हैं।
Jio Platforms IPO GMP Today: ₹222 (19.84%) Ahead Of ₹30,213 Cr Mega Issue Opening Oct 21 — आज India की सबसे बड़ी IPO की पूरी जानकारी, साथ में 8 और IPOs का…
Zetwerk IPO Opens Today: ₹5,012 Cr Mainboard Issue | आज 9 IPOs का GMP अपडेट देखें
Aaj ke IPO Digest mein cover kiya gaya hai Dhoot Transmission, Molbio Diagnostics, Pramodini Medicare, LAPL Automotive, LEAP India, Technocraft Ventures au…
Expert analysis on banking fraud, cyber crime, and financial safety in India – by Ram Krishan Dudeja, retired SBI AGM (Vigilance) and CISA-certified professional.
जानिए कैसे होती है ठगी शुरुआत भारत में हर दिन… हजारों लोग cyber fraud का शिकार हो रहे हैं। और
जब डर ने छीन लिए 2 करोड़ 81 लाख रुपये शुरुआत यह कहानी है लखनऊ की डॉक्टर रुचिका की… एक
एक number… और account खाली शुरुआत यह कहानी है प्रयागराज के सुरेश जी की… एक सुबह उनके phone पर call
Part-time job का झांसा… और लाखों की लूट शुरुआत यह कहानी है गुजरात के रमेश जी की… 45 साल के
Aaj ke IPO Digest mein cover kiya gaya hai Dhoot Transmission, Molbio Diagnostics, Pramodini Medicare, LAPL Automotive, LEAP India, Technocraft Ventures au…
Tata Trusts Miss AGM Quorum, Selection Committee Process Begins.. Tata Motors PV Q1 Profit Plunges 80% on Weak JLR.. Today’s top economic and business news.
Tata Sons AGM Quorum Crisis Deepens as Charity Body Stays Silent.. Reliance, Rolls-Royce Partner to Build India’s Fighter Jet Engines.. Today’s top economi…
India Inc का June Quarter में 19.4% Revenue Growth, 9 तिमाहियों में सबसे तेज़।. भारत की Q1 GDP Growth 7% से ऊपर रहने का अनुमान, ET Poll में सामने आया।. Tod…
Aegis Logistics UAE की Tristar को $1.5 अरब में खरीदने की तैयारी में।. कमज़ोर Rupee से India के Semiconductor Subsidy की वैल्यू घटी।. Today’s top economic a…
भारतीय Refiners को Gulf Crude पर Brent से $10 प्रति बैरल ज़्यादा चुकाना पड़ रहा।. Tata Sons की AGM Quorum की कमी से टली, कंपनी के इतिहास में पहली बार।. Tod…
बेंगलुरु एयरपोर्ट से उड़ान होगी सस्ती — डिपार्चर फीस ₹550 से घटकर ₹300।. ₹17,200 करोड़ का ऑर्डर — Welspun Corp का शेयर एक ही दिन में 15% उछला।. Today’s top…
H2 2026 में 79% कंपनियां नई नौकरियां देने की तैयारी में हैं — Naukri के Hiring Outlook सर्वे में सामने आया बड़ा अनुमान।. जुलाई में बैंकों ने जोड़े 12.6 लाख…
अगस्त में GST कलेक्शन 14.8% बढ़कर ₹2 लाख करोड़ के पार पहुंच गया।. अगस्त में UPI ने 24.51 अरब ट्रांज़ैक्शन का नया रिकॉर्ड बनाया, कुल वैल्यू ₹29.82 लाख करोड़…
जापान की रेटिंग एजेंसी JCRA ने भारत की सॉवरेन क्रेडिट रेटिंग अपग्रेड करके A- कर दी — 1988 के बाद पहली बार भारत को ‘A’ ग्रेड मिला।. भारत का विदेशी मुद्रा भं…
भारत का विदेशी मुद्रा भंडार लगातार नौवें हफ्ते बढ़कर रिकॉर्ड $740.8 अरब पहुंच गया, रुपया भी मजबूत होकर दो महीने के उच्चतम स्तर 94.49 प्रति डॉलर पर आया।. से…
बिजली की बढ़ती मांग के बीच पावर प्लांट्स में कोयले की कमी रोकने के लिए Coal India ने रेल के साथ-साथ रोड ट्रांसपोर्ट का नया विकल्प खोला है।. TCS की यूनिट Hy…
Hiring outlook set to improve.. Layoffs begin at Samsung India.. Today’s top economic and business news.
Adani Airport raises $1B.. Telangana lands $6B data centre.. Today’s top economic and business news.
Airport waives landing fees.. CV sales outlook raised to 15%.. Today’s top economic and business news.
Forex reserves record high. UPI MDR framework. Today’s top economic and business news.
Zomato COD fee.. RBI rejects Tata Sons listing plea.. Today’s top economic and business news.
Tata Sons IPO valuation up to ₹12.5 lakh crore. Tata group stocks seen gaining. Today’s top economic and business news.
UPI, RuPay Fees Waived Up To ₹2,000.. Retail Inflation Rises To 4.8%.. Today’s top economic and business news.
Auto PLI investment crosses ₹45,000 crore. EPFO wage ceiling raised to ₹25,000. Today’s top economic and business news.
Dishwasher Prices Fall Up To ₹7,500 After GST Cut. Moody’s Raises India’s FY27 Growth Forecast To 7%. Today’s top economic and business news.
Semicon India summit draws $11 billion in commitments. Suchi Semicon SME unit begins output near Surat. Today’s top economic and business news.
India, Vietnam Double Flight Capacity To 16,000 Seats A Week. Magnum Cuts India Ice-Cream Prices By 30%. Today’s top economic and business news.
GST Cut Lifts First-Time Car Buyers To 54%. India-New Zealand FTA Takes Effect October 20. Today’s top economic and business news.
September busiest month for IPOs in 30 years. NSE ₹22,561 crore IPO tops the year. Today’s top economic and business news.
Global agencies raise India GDP forecast. Edible oil duty cut. Today’s top economic and business news.
NSE लिस्टिंग. UPI MDR छूट. Today’s top economic and business news.
EPFO wage ceiling raised to ₹25,000. GST cuts keep cars affordable. Today’s top economic and business news.
Silver demand to surge this festive season. Govt invokes Section 11 for captive coal plants. Today’s top economic and business news.
Scotch prices fall 10-15% after India-UK FTA. SC seeks 16% MRP cap on cancer drugs. Today’s top economic and business news.
Green Energy Corridor Phase III. Small Savings Rates Unchanged. Today’s top economic and business news.
GST collections rise 14.7%. Finmin pegs Q2 growth at 7.3%. Today’s top economic and business news.
Gujarat vehicle scrap tax rebate. PMEGP extension to 2030-31. Today’s top economic and business news.
South India becomes AC manufacturing hub. Sri City to make 60% of India’s ACs. Today’s top economic and business news.
GST 2.0 compliance overhaul. GST single registration for e-comm sellers. Today’s top economic and business news.
Jio Platforms IPO ₹37,700 करोड़. UPI MDR से soundbox बूम. Today’s top economic and business news.
Festive-season online shopping in India could hit a record ₹1.50-1.55 lakh crore this year, up 25-29% from last year. NSE’s IPO is set to hand about ₹7,200…
GST 2.0: गिरफ्तारी अधिकार खत्म. कैंसर दवाएं 70% तक सस्ती. Today’s top economic and business news.
BP भारत के नए तेल-गैस नीति में निवेश की तैयारी में. RBI ने बैंकों के लिए CRR रख-रखाव 99% किया. Today’s top economic and business news.
RBI के forex कदमों से रुपये को सहारा. तीन सरकारी तेल कंपनियों को RBI का डॉलर सहारा. Today’s top economic and business news.
Retail Inflation Climbs to 5.54%. Sarvam AI $300m Raise Talks. Today’s top economic and business news.
IDBI Bank Fairfax Deal. WPI Inflation 11.4%. Today’s top economic and business news.
Zetwerk IPO Opens Today: ₹5,012 Cr Mainboard Issue | आज 9 IPOs का GMP अपडेट देखें
Jio Platforms IPO GMP Today: ₹222 (19.84%) Ahead Of ₹30,213 Cr Mega Issue Opening Oct 21 — आज India की सबसे बड़ी IPO की पूरी जानकारी, साथ में 8 और IPOs का…
Jio IPO anchor interest. Sebi derivatives settlement rule reversal. Today’s top economic and business news.
Nifty IT 11.7% साप्ताहिक उछाल. Yes Bank AT1 bond review plea. Today’s top economic and business news.
Trump Waiver on Russia Oil Tariffs. HDFC Bank Q2 Profit. Today’s top economic and business news.
Jio Platforms IPO GMP Today: 21.54% – ₹30,213 करोड़ की mega mainboard IPO 21 अक्टूबर से खुल रही है, और आज के digest में कुल 7 IPOs cover हो रहे हैं।
